Airtel Payments Bank NCMC Cards: Targeting 10 Million Users by 2026

NCMC Cards Overview

National Common Mobility Cards (NCMC), launched by the National Payments Corporation of India (NPCI) in 2019, represent a significant leap forward in digital payments for public transport. These RuPay On-The-Go Cards enable seamless, contactless payments across various transportation modes, including metro trains, buses, shared cars, ferries, and autos.

Current Status and Growth

Airtel Payments Bank has emerged as a key player in the NCMC ecosystem, having issued 2.5 million cards to date. The bank’s ambitious target of reaching 10 million cards by 2026 reflects the growing adoption of digital payment solutions in public transport. This expansion aligns with the government’s vision of creating an integrated public transport payment system.

Available Card Variants

Airtel Payments Bank offers three distinct NCMC card variants to cater to different customer needs:

Metro Rail Partnerships

Airtel Payments Bank has established strategic partnerships with major metro systems across India, including:

Future Outlook

The success of NCMC cards has created a unique opportunity for Airtel Payments Bank to expand its digital banking services. Many customers who purchase NCMC cards subsequently open digital bank accounts, demonstrating the potential for cross-selling financial products. This trend supports the government’s vision of financial inclusion and digital transformation in India’s public transport sector.

As Airtel Payments Bank continues to expand its NCMC card portfolio, the focus remains on providing seamless, interoperable payment solutions that enhance the public transport experience while driving financial inclusion across India.