Sundaram Home Finance plans to raise over ₹6,000 cr to drive growth
Sundaram Home Finance to Raise ₹6,000 Crore in 2025: Expansion into Tier II, III Cities
Sundaram Home Finance has announced ambitious plans to raise over ₹6,000 crore in the current financial year through a diversified funding approach, aiming to fuel its expansion into emerging markets and strengthen its presence in smaller towns across India.
Financial Performance Highlights
Q4 2025 Results
- Net Profit: ₹71.57 crore (26% YoY growth)
- Disbursements: ₹1,929 crore (vs ₹1,469 crore last year)
- AUM: ₹17,470 crore (up from ₹13,812 crore)
- Emerging Business Disbursements: ₹229 crore
Fundraising Strategy
Multi-Channel Approach
- National Housing Bank (NHB) Refinance
- Bank Debt
- Debentures
- Fixed Deposits
Strategic Expansion Plans
Management Vision
“The emergence of small towns as an economic growth drive is throwing up a lot of new growth opportunities for us both in the prime home finance segment as well as the emerging business segment. We believe that the demand outlook remains positive in the real estate space and we will continue to invest in branch expansion and people this year.”
Growth Initiatives
- Expansion into Tier II and III towns
- Strengthening presence in existing locations
- Focus on emerging business segment
- Geographic expansion beyond Tamil Nadu
- Investment in branch network and human resources
Emerging Business Segment Performance
Key Achievements
- 60% growth in disbursements
- Successful expansion in Tamil Nadu
- Strong focus on small business loans
- Affordable housing finance growth
Future Outlook
“We are confident that the emerging business segment will grow faster this year on the back of our network expansion. While we consolidate our presence in the larger cities, we believe that our growth this year will be driven by new expansion into more Tier II and III towns.”
Published on May 6, 2025
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