JetBlue Premier Card Review: Is the $499 Annual Fee Worth It? (2025)
JetBlue Premier Card Review: Is the $499 Annual Fee Worth It?
Article Highlights
- 70,000 bonus points ($910 value) after spending $5,000
- $499 annual fee with $300 Paisly credit
- JetBlue lounge access (opening late 2025)
- Priority Pass Select membership included
- Fast track to Mosaic elite status
Card Overview
2025 is shaping up to be the year of premium travel cards, and JetBlue is joining the fray with its new JetBlue Premier World Elite Mastercard®. With a substantial $499 annual fee, this card aims to compete with other premium airline cards while offering unique benefits for JetBlue loyalists.
“The premium credit card market is becoming increasingly competitive, with airlines racing to offer enhanced benefits and exclusive perks to frequent travelers.”
– Credit Card Industry Analyst
Welcome Bonus
Current Offer Details:
- 70,000 TrueBlue bonus points (worth $910)
- 5 tiles toward Mosaic elite status
- Minimum spend: $5,000 in first 3 months
- Points post within 4-6 weeks
- Tiles post within 1-2 weeks
While the points bonus is attractive, it’s worth noting that the JetBlue Business Card currently offers just 10,000 fewer points for a much lower $99 annual fee.
Annual Fee & Credits
The $499 annual fee is offset by several credits and benefits:
Annual Credits:
- $300 Paisly credit (six $50 credits)
- Each $50 credit requires $250+ purchase
- Valid for hotels, car rentals, activities
- Up to $120 Global Entry/TSA PreCheck credit
- 5,000 anniversary bonus points
Key Benefits
- Group A priority boarding
- First checked bag free (up to 4 companions)
- 10% points rebate on award flights
- 50% inflight food/drink discount
- Authorized users: $150 each
Earning Rates
Points Earning Structure:
- 6x points: JetBlue & Paisly purchases
- 2x points: Restaurants & grocery stores
- 1x points: All other purchases
- 1 Mosaic tile per $1,000 spent
The earning rates mirror those of the JetBlue Plus Card, with Paisly purchases being the only addition to the bonus categories.
Lounge Access
The card offers two key lounge benefits:
- Priority Pass Select membership (1 guest)
- JetBlue lounge access at JFK (late 2025)
- Future access to Boston Logan lounge
- Includes cardholder plus one guest
Elite Status Benefits
The card provides a path to JetBlue Mosaic status:
- 5 tiles from welcome bonus
- 1 tile per $1,000 spent
- 50 tiles needed for Mosaic status
- Status valid through 2026
Card Comparison
JetBlue Card Options:
- Premier: $499, full benefits
- Plus: $99, core benefits
- Business: $99, similar welcome bonus
Final Verdict
The JetBlue Premier card makes the most sense for:
- Frequent JetBlue flyers
- New York/Boston-based travelers
- Those who can maximize Paisly credits
- Travelers seeking Mosaic status
For occasional JetBlue flyers, the JetBlue Plus Card at $99 annual fee offers better value, especially if you already have Priority Pass access through another card.